Richard has 28 years experience in Financial services, having worked for Royal Life, LloydsTSB as a compliance manager and regional trainer, and as an IFA for over 13 years.
Richard works in the personal and corporate markets, advising on pensions, protection, investments and savings.
In his spare time, Richard writes, performs and records music in his home studio. Richard is married with 2 young children. Richard also coaches rugby at Fall Bay RFC and Llanrhidian Primary School.